🟢 LIQUIDITY & CREDIT ENGINE

The Liquidity & Credit Engine pulls 51 series from FRED across five categories, every 6 hours, and computes per-series WoW · MoM · QoQ · YoY · z(1y) · z(5y) alongside a signal classification driven by historically-calibrated thresholds (GFC 2008 + COVID 2020 anchors).

The composite score blends the worst category state (70% weight) with the average state across all categories (30% weight) and translates into a regime: CALM WATCH ELEVATED ACUTE STRESS CRISIS.

LCE state feeds back into the Khalid Index (penalty up to −25), the Risk Dashboard (liquidity, credit, recession sub-scores), the daily 8AM morning brief, the AI chat system prompt, and the position-sizing engine that drives every allocation recommendation.

Data: FRED · St. Louis Fed · Engine source: justhodl-liquidity-credit-engine · S3 output: data/liquidity-credit-engine.json · Schema 1.1